How to use this tool
- Set the month, currency and local project name.
- Enter a plan or import transactions from your own file.
- Review categories, duplicates, transfers and calculation assumptions.
- Save locally or download a backup.
Privacy
The app never asks for bank login details. Files are read in the browser and persistent storage starts only after an explicit choice.
Limitations
This is a technical and educational tool. Simulations depend on the entered amounts, dates, rates and fees. They are not financial, credit, tax or investment advice.
FAQ
Does the app connect to my bank?
No. You only import files that you select yourself.
Is my data saved automatically?
Not by default. You can enable autosave or save the project manually.
Will the debt schedule match my lender exactly?
Not necessarily. A contract may use daily interest, variable rates and additional fees.