Budget tools
All local calculators, planners and reports in the Budget project.
Household budget planner
Plan income, expenses, savings and bills in one local project.
Monthly budget calculator
Compare a monthly plan with actual income and spending.
Annual budget planner
View twelve months, seasonal expenses and goals in one plan.
Zero-based budget
Assign all planned income to categories, savings and debt.
Envelope budget system
Create digital envelopes with individual limits and balances.
50/30/20 budget calculator
Use an editable percentage split as a starting point.
Weekly budget planner
Break monthly funds into shorter weekly periods.
Irregular income budget
Set priorities for minimum, expected and variable income.
Couples budget planner
Split shared and personal expenses without an online account.
Student budget planner
Track rent, food, transport, study and entertainment.
Expense planner
Plan category limits and upcoming expenses.
Expense tracker
Add and filter transactions without uploading them.
Expense category planner
Customize categories for your household.
Budget vs actual
Check how actual spending differs from the plan.
Import bank statement CSV
Import a CSV statement locally and review mapping first.
Import bank statement Excel
Read a basic XLSX sheet without running formulas or macros.
Categorize transactions
Create local rules and control how they are applied.
Remove duplicate transactions
Find similar entries by date, amount, account and description.
Detect account transfers
Recognize opposite transaction pairs and exclude them from spending.
Subscription finder
Find repeating descriptions and amounts in transaction history.
Subscription tracker
View monthly and annual recurring service costs.
Bill planner
Track bill amounts, frequencies and due dates.
Bill calendar
Review upcoming payments and export them to ICS.
Bills to pay checklist
Mark bills as paid and print a monthly checklist.
Annual to monthly expense calculator
Convert annual, quarterly and weekly costs into monthly equivalents.
Emergency fund planner
Set your own target and track progress.
Emergency fund calculator
Calculate a target from selected costs and months.
Savings goal planner
Track multiple goals with deadlines and progress.
Savings goal calculator
Calculate the required monthly contribution from your deadline.
Savings planner
Compare planned and actual goal contributions.
Sinking funds planner
Prepare for predictable annual and seasonal expenses.
Debt payoff planner
Create a local simulation from your balances, payments and rates.
Debt snowball calculator
Direct extra payments to the smallest balance.
Debt avalanche calculator
Direct extra payments to the highest interest rate.
Compare debt payoff methods
Compare time, interest and order across scenarios.
Extra debt payment calculator
See how an extra monthly payment changes the simulation.
Debt payment schedule
View interest, fees, payments and balances month by month.
Cash flow forecast
Combine balances, planned income and future expenses.
Net worth calculator
Compare manually entered assets and liabilities.
Irregular expense planner
Spread insurance, maintenance and other irregular costs across months.
Vacation budget planner
Plan travel, accommodation, food, activities and a buffer.
Renovation budget planner
Track materials, labour, stages and contingency.
Wedding budget planner
Plan event categories without connecting external services.
Car budget planner
Compare purchase, fuel, insurance and maintenance costs.
Grocery budget planner
Set a limit and compare groceries with eating out.
Printable budget planner
Prepare a clear monthly A4 report without ads.
Expense report
Export categories, transactions and plan differences.
Annual financial summary
Summarize twelve months, goals and net worth.
Excel budget template
Export transactions to a valid XLSX workbook.
Encrypted budget backup
Protect a project with Web Crypto and AES-GCM.
Account and wallet manager
Manage local labels for accounts, cash, savings and liabilities.
Account reconciliation
Compare the calculated balance with a statement balance.
Shared expense settlement
Assign expenses to people and calculate a manual settlement.
Export bills to calendar
Download a local ICS file with bill due dates.